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In principle, you can choose freely how to invest your money. This means that you have unconditional power to decide how to invest your funds and thereby influence how they yield interest. However, there are limitations such as existing laws dealing with your pension funds’ placement.
Though you are the one deciding how to place your investments, Tønder Bank offers a number of products regarding investment counseling. The products range from you deciding everything to you getting a specific recommendation from us about a given transaction. It is common to believe that the most important thing is to invest your money where you get the highest return possible by for instance placing all your money in stocks. However, the problem is that high return is followed by high risk. By high risk, we mean that the market value of the stock might fluctuate a lot. That is why it is important to adjust your investment to your personal situation e.g. it is important to adjust your investment according to when you expect to be in need of the money, and to the amount of risk you wish to take.
Read more about our investment partners
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